Information Needed to Complete Sallie Mae On-Line Application

1. The name of our school is the Health Training Center, located in Cambridge, Massachusetts. 
2. The school contact person is Dan Pessia, 888.868.2111 ext. 105.  All applications must be done on-line.
3. On most applications co-signers are required. You need to be employed and have decent credit or have a co-signer.  Obtain co-signers in advance to avoid loan approval delays.
4. Tuition Amount: Choose 1 of the costs shown. 
   
   

   Courses	Cost
   Phlebotomy + Practicum	$1,996
   Cardio/Phlebotomy (Phlebotomy, EKG + Practicum)	$2,901
   Medical Assistant Certificate (Phlebotomy, EKG, Clinical Medical Assisting Techniques + Practicum)	$5,498
   Clinical Medical Assisting Techniques	$1,697
   Clinical Medical Assisting Techniques + EKG	$2,602
   Medical Insurance Billing and Coding Certificate (Medical Terminology + Medical Billing)	$2,898
   Medical Billing and Coding Certificate + Practicum	$3,348
   Pharmacy Technician	$1,198
   Pharmacy Technician + Practicum	$1,645
   Medical Assistant/Coder Associate	$7,496

   
   
5. Additional expense of up to 60% of the tuition can be used for things such as uniforms, national exams, rent, medical expenses, food, etc. Request this money in the ‘additional expenses’ field. This money will be sent directly to you from SLM Financial (Sallie Mae).
6. Total amount must be a minimum of $1,000. Total loan amount equals tuition field and additional expenses.
7. Choose optional repayment terms from Standard Repayment, Interest-Only Repayment or Deferment Repayment option with a payment as low as $10 per month while attending school sessions. You can prepay at anytime without penalty.
8. Disbursement (full payment) to the school must be made 30 days before the first class meeting to be sure your seat will be reserved.  You are not fully registered until HTC receives disbursement from SLM and we have a completed school registration form.  This form can be sent at any time as long as you write ‘Sallie Mae’ on the form. Once HTC receives SLM Financial disbursement, you will receive a Registration Confirmation from us. If your loan application process is more than 30 days from class start date and you want to be fully registered and assigned a seat earlier, you need to pay HTC the normal down payment which will be returned to you once HTC receives disbursement by SLM. You could also pay HTC the down payment directly and borrow less from SLM.
9. Disbursement amount is the total loan amount above, unless you are taking classes over 2 terms.  In that case, you would request disbursements that cover each term with one payment for each term.  Assign your disbursement payment amount to the total tuition and fees of each semester you are enrolling. See #8 for disbursement payment dates to HTC.
10. Enrollment period dates should be taken from our website based on the campus and program you are enrolling in. If you are taking classes over 2 terms you will need to get the start and end dates from our website.
11. Graduation date is the date of your last class.  If you are taking classes over 2 semesters, graduation date will be on the last date of class at the end of your last term. 

We will certify Section D on the application after you have submitted it electronically to SLM Financial.  It takes about 10 – 15 minutes to complete the application if you have all of the requested information mentioned below available before you go on-line.  You will get a credit decision within 30 seconds on-line.

When submitting loan applications thru the OpenNet Web Application process, please always check the following:

• Application is completed in FULL i.e. all REFERENCES for borrowers and cosigners must be completed with full street address, city/state/zip, and phone number with area code.  The borrower and cosigner must use different references, and they cannot list each other as references.
• All application information  can be verified, i.e. income- if an applicant is paid under-the table or in cash and cannot prove by providing a copy of current employer pay stub or proving on last year’s tax returns, then the income should not be listed on the loan application.
• All applicant information is accurate and correct, including SSNs, DOBs, spelling of names, etc.  Double check spellings and #s prior to submitting.
• Permanent residents must submit a copy of their CIS form I-551 (Resident Alien Card); this form cannot be marked ‘waived.’  SLM will not accept cards marked waived or that are expired.
• Send a completed Health Training Center registration form to our Cambridge address, 358 Broadway, Cambridge, MA  02139 and note payment will be made by SLM Financial.  HTC will notify you when the SLM Financial disbursement is received and you are officially registered.
• The Health Training Center does not offer any Federal Financial Aid options.  Cambridge is the only site that SLM wants listed, even though students are attending other Health Training Center sites.

You may apply for SLM Financial Loans at anytime before or after a semester has started.  Although approval could take less time, you should plan on applying for your loan 30 days before the semester you are enrolling in starts.

Please look at 1 - 8 below and read those of interest to you.

1. Please print this page out
2. Click here to learn more about coborrower considerations.
3. Click here to view the Sallie Mae Brochure
4. Click here to open the Sallie Mae Application Form.
5. Click here for the estimated replayment schedule
6. Click here for e-sign instructions
7. Click here for acceptable documents
8. Click here to apply online!

Click here to apply online!

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